Danielle Dalton Blog

APRIL ‘23 KC AREA REAL ESTATE THOUGHTS

Home prices are not declining in the KC area (in most counties anyway. And you need to STOP listening to national news headlines about real estate. Follow me for local, reliable real estate market information. Read more here or watch the video to the right.

What’s Really Going on in the Spring 2023 Market?

I’m going to share 3 things you need to know about what’s going on in the real estate housing market this spring.

First, I’ve said this before and I’m going to keep saying it until I’m blue in the face; stop listening to national real estate news. What’s going on nationally isn’t what’s necessarily happening here in the midwest.  Read more here or watch the video to the left.

Is the Real Estate Market Heaing Back Up?

Temperatures may be frigid cold here in the midwest, but I’m sharing three signs that the real estate market may actually be heating up. Read more here or watch the video to the right.

#1 Question Asked of Realtors

To answer the question, it really depends on the geographical market you’re referring to. It really varies across the country. What’s happening in the larger cities that had astronomical home price increases in the last couple of years is very different from what’s happening here in the Midwest as it pertains to the Kansas City and St. Joseph areas especially. Continue Reading or watch the video to the left.

3 Top Things to do Before Listing your Home for Sale

First and foremost your home should be neat and tidy. Remember this phrase because it covers the exterior and the interior of your home. Exterior refers to the curb appeal and is the very first thing someone notices about your house when they pull up, Continue Reading or watch the video to the right.

5 Things to Look for When Hiring a Listing Agent to Sell your Home

While there are many great part time real estate agents in the field, I suggest hiring one that is full-time. Selling your home requires someone with experience and that is available to you a good part of the day. You will have many questions for them and being able to reach them is crucial. I feel that is best handled by a full-time real estate agent. Read the full article here or watch the video to the left.

Should you Sell your Home For Sale by Owner??

There are times that you might NOT need to use an agent, but that would only be for the very simplest of transactions. Read the full article here or watch the video to get my take on this important topic when it comes to getting the most money for your home in the quickest timeframe.

My First Year as a Real Estate Advisor

I am so thrilled to say that I successfully completed my first full year as a full time real estate agent. Though, you might notice I don't call my self I real estate agent...I've titled myself a Real Estate Advisor because it's my ultimate goal to be a resource for you when it comes to all thing real things estate. Whether you own multiple investment properties or just one primary residence your real estate portfolio should be attended to regularly as it's an appreciating asset that you can use to increase your wealth.

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#1 Reason Your Mortgage App Will get Rejected

November 15, 2022

If you’re thinking of purchasing a home, you’re going to need to get pre-approved. There’s a really important factor that they’re going to look at when considering your application. That factor is your DTI (debt to income ratio) which is basically just a combination of your monthly debts, such as your car payment, rent/mortgage, credit card payments versus how much income you are earning. There’s a percentage the lenders are looking for, ideally and if you’re under thirty six percent, that’s great! Forty three percent in some loan types might be the max. There’s different loan programs, so talk to a mortgage lender about where your DTI needs to fall in order to qualify for the loan program you’re applying for.  To learn more, watch this video.

Homebuyers, Don’t be Surprised with these Two Upfront Out-of-Pocket Fees

October 28, 2022

The home buying process can be somewhat complicated. There are probably a hundred terms that buyers are hearing for the first time, such as DTI (debt to income ratio), earnest money deposit, escrow, etc. Sometimes we as real estate professionals throw around this jargon and forget to explain it in lay terms…or oftentimes the process, including the important milestones, might go unexplained as well. Therefore, I don’t want you to be surprised with these two up front, out-of-pocket expenses.

We Don’t Need More Real Estate Agents

October 2, 2022

At the start of 2022 I went full time with a new career in real estate. Though I obtained my license in 2021 to help with my personal efforts in real estate investing, I decided to go full time as an agent to help others buy and sell real estate. And the result? I'M OBSESSED! It allows me to do everything I love every single day; look at properties, help people become investors, find their dream home, downsize to the forever home, all while being my own boss (well for the most part!) I get to help people solve real problems every single day and that's my true passion.

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How to use your Real Estate Advisor as a Resource

October 6, 2022

A real estate ‘advisor’ can be an invaluable resource to homeowners. Oftentimes the relationship between client and real estate agent is transactional and ends at the closing table. The agent is viewed as a one time use with the purpose of helping buy or sell a home. However, they can and should provide value beyond that single transaction. Allow me to share some areas where a real estate advisor can provide value throughout home ownership. First, think of your real estate agent as your financial planner. The role of the financial planner isn’t to just deposit your money into the desired investment and move on. They continually update you on new investment options and how your current investments are performing. They advise you how and where to put your money to maximum your investment for a better return. A real estate advisor can do the same thing, but with your real estate portfolio, whether you own one ore 50 properties.

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Contact Danielle

The St. Joseph Real Estate Group

3723 Beck Rd., St. Joseph, MO 64506

Cell (913) 707-1705

Broker Office (816) 396-6076

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